Q22. Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?

Q23. The proximate cause of a loss is best described as the

Q24. A person insures her own life under a life insurance policy but does so expressly for the benefit of another. To facilitate this, which type of arrangement is most commonly established?

Q25. For this question more than 1 option is correct. You must select all the correct options to gain the mark. How may double insurance arise?

Q26. In terms of private motor insurance, a renewal offer can be accepted

Q27. A warranty in Emily’s personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer’s likely response to her claim for the lost money?

Q28. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of an express term in reaching or recording an agreement?

Q29. A claimant may possibly recover money transferred under an illegal contract when

Q30. Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?

Q31. As a result of a breach of good faith under a commercial insurance policy, the insurer avoided the policy as a whole, but was NOT permitted to retain the premium because

Q32. The branch of law particularly relevant when handling negligence claims is

Q33. For this question more than 1 option is correct. You must select all the correct options to gain the mark. Which special defences are available to the fort of libel?

Q34. Why may an insurer insert a continuing warranty into an insurance policy?

Q35. A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?

Q36. In what circumstances is abandonment automatic under a marine hull insurance policy?

Q37. According to statute, a term under a consumer personal accident insurance policy may potentially be considered unfair if the insurer

Q38. Who is entitled to the surplus if a subrogation recovery from a negligent third party is greater than the amount the insurer has paid to the insured?

Q39. Two liability policies with different insurers cover the same loss of £15,000,000. The limit of liability is
£10,000,000 under policy X and £20,000,000 under policy Y. Neither policy has a non-contribution clause.
What amount will policy Y contribute towards the claim payment?

Q40. For this question more than 1 option is correct. You must select fill the correct options to gain the mark. In what circumstances would an agency agreement be automatically terminated?

Q41. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?